Jessica Nomie Law Licensed in Oregon & New Jersey

By: jessicanomie | September 27, 2017

In Oregon, most verbal contracts are binding. Does that mean that you don’t need a written contract1? I’d venture to say that if you are engaged in a business deal or arrangement with another person or business then you should have a contract that outlines the terms of your agreement.

You can think of a written contract as insurance. If all goes well you might feel you didn’t need it, but if something goes wrong then the contract is like your insurance. A well written contract will document all material terms of your agreement, including price, scope, payment arrangements, default, remedies, etc.

What does this mean for you? There are many situations that you have likely heard of that can arise to cause a contract dispute. Often times one ...

Category: Contracts 


By: jessicanomie | August 16, 2017

If I had a penny for every time someone asked me “what is consumer law?” I wouldn’t be rich, but I’d sure have a lot of pennies.

Consumer law is the label we’ve given the area of law that protects people like you and me - consumers - by imposing legal requirements designed to protect us from a variety of abuses, including unfair debt collection practices, unfair lending practices and fraud.

What is a consumer?  A consumer is someone who purchases items, such as a car, TV, couch, or even a pencil sharpener, and uses it for personal and/or household use.  This means that you are not labeled as a consumer when you buy these same or similar items for your business.

There are many situations that would be considered a potential con...

Category: Consumer Law 


By: jessicanomie | July 31, 2017

It’s important to review your monthly bank and/or credit card statements soon after receiving them. You might discover errors in that statement. The Fair Credit Billing Act offers protections to consumers like you, in the event that you notice an error in your statement and take appropriate action to correct the error within the designated period of time. This article will provide information for how to assert a billing error dispute when you notice an error on your monthly statement.

What is a billing error dispute?

A billing error could include many different situations, such as the charge for a return that remains on your statement, a charge for an item that you did not receive, double charge for an item that you purchased, an amount th...

Category: Debtors Rights